At Palladium Financial Services, we have the expertise, experience and resources to help you build and protect your financial freedom.
Palladium Financial Services commenced in December 2020 but the business, through different names, has been operating in Toowoomba for over 30 years.
We would like to introduce you to our team.

Timothy Nicholls
B Bus USQ
Authorised Representative No. 263556
Authorised representative of Finserve Pty Ltd ABN 77 107 387 977
Corporate Authorised Representative of
-
Millennium3 Financial Services Pty Ltd ABN 61 094 529 987.
-
Australian Financial Services Licensee Number 244252
Timothy Nicholls

Timothy Nicholls
B Bus USQ
Authorised Representative No. 263556
Authorised representative of Finserve Pty Ltd ABN 77 107 387 977
Corporate Authorised Representative of
-
Millennium3 Financial Services Pty Ltd ABN 61 094 529 987.
-
Australian Financial Services Licensee Number 244252
Tim has been providing financial services advice for over 23 years.
He specialises in insurance including:
- Life
- Total and Permanent Disability
- Trauma
- Income Protection
- Business Insurance
- Superannuation accounts
On the weekends, Tim enjoys spending time with his family and trying to keep their plants alive.
During the hockey season, his wife Paula is a hockey widow as Tim can often be found on or around the hockey fields.

Linda
Adviser's Assistant
Linda

Linda
Adviser's Assistant